Checking and Debit Made Simple

Manage your money wisely with a CU1 checking account and debit card.

The CU1 Mastercard^® Debit Card

Smart, Secure and Always Within Reach

With a checking account and CU1 Mastercard® debit card, you have everything you need in one place. Here’s a quick look at the debit card perks you’ll love:

24/7 Security – Fraud monitoring and Mastercard® chip technology for encrypted, secure transactions.
Convenient Access – Shop in-store, online or at ATMs across the state. Manage purchases with ease on our mobile app.

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Choose the checking account that's best for you:

Free Checking Account

Start your spending journey with simplicity. You'll enjoy no minimum balance and no monthly fees on this checking account.

No monthly fees
No required minimum balance

Open account

View rates and service fees

Super Saver Checking

Designed to help you save more, you can access lower fees and additional perks when you maintain a minimum balance of $200.

Maintain a daily balance of $200+ and your service fee is waived
Schedule fee-free online bill payments
Access fee-free cashier’s check

Open account

View all rates and fees

Premium Checking

Reward yourself with extra perks and earn dividends on balances over $1,000.

Maintain a daily balance of $1,000+ to earn dividends and a waived service fee
Fee-free cashier’s checks
Convenient ATM fee reimbursements

Open account

View all rates and fees

Get Greenlight for Your Kid or Teen

Grow financial wellness with Greenlight, powered by CU1.

Credit Union 1 is excited to provide Greenlight as a special benefit for our members. Our goal is to help Alaskan families build healthy financial habits together. Just link your CU1 checking account during sign-up to unlock this perk.

Learn More

Enjoy instant access to your paycheck by setting up Direct Deposit.

Set Up Direct Deposit Today

Debit Card and Checking Account Benefits

Discover how our CU1 Mastercard® Debit Card and checking accounts work together to give you convenience, security and control over your everyday spending.

Free Credit Score

Track your credit score for free anytime you log into the CU1 mobile app.

Online Account Access

Manage your money 24/7 from anywhere with internet.

Make a Wire Transfer

Send money domestically and internationally when you need to.

Start Spending Instantly

Walk out of any branch with your Mastercard® Debit Card ready to use.

Fraud and Security Alerts

Enhanced protection via alerts that provide security and peace of mind.

Pay With Your Phone

Use your phone to make in-store purchases at your favorite places. CU1 debit and credit cards work with Apple Pay®, Samsung Pay® and Google Pay®.

Debit Card FAQs

When you open a Credit Union 1 checking account at a branch, you’ll receive your Mastercard® Debit Card instantly and will be printed on the spot so you can start using it right away. If you open your account online, your card will be mailed directly to you in about 7-10 business days.

To order a new debit card, please contact our Member Service Center at 1-(907)-339-9485 or 1-(800)-478-2222, or visit any CU1 branch.

Need it right away? We offer instant-issue debit cards at all branches, so you can receive your new card on the spot.

If you are a member with us, you'll enjoy zero monthly and per-transaction fees with your Credit Union 1 debit card. Our ATMs are also fee-free!

Did you know that Credit Union 1 is part of ATM co-op alliance which allows you to also enjoy fee-free ATM withdrawals nationwide?

Search for a fee-free ATM near you today.

Please note: When you use an ATM outside of the co-op alliance network, you will likely be charged a fee by that financial institution.

Changing your debit card PIN is quick and easy. To re-pin your card, call (833) 681-3456.

Please note: if you've received a new card in the mail and would like to establish you PIN, call the number to activate your card and stay on the line after activation. You'll be prompted to choose your PIN.

If your credit or debit card is missing, don’t assume it will resurface. Report your card immediately in the mobile app or by calling:

(833) 933-1681 (domestic)
(812) 647-9794 (international)

Know your Mastercard® Debit Cardholder Guide to Benefits

Download

Members who open checking accounts are subject to ChexSystems verification. Please refer to your Member Service Agreement if you need complete account information. You will also receive a copy when you open an account.