Routing #: 325272063

Real Estate Loans

Whether you want to buy your first home, renovate or refinance, we have a home loan for you.

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NMLS # 537375

First Time Home Buyers

Congratulations on taking the first step to buy your new home! You’ve come to the right place. Credit Union 1 offers a unique program for first-time homebuyers, which can save you money and provide much-needed guidance on your purchase. Plus, we don’t charge origination fees on first-time home loans! With extra help from CU1, you’ll be holding the keys to your new home in no time.


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Mortgage Refinance

Refinancing your home can be a smooth and simple process at Credit Union 1, with help from our real estate experts. We’ll help you navigate loan interest rates and other items to save you money over the life of your mortgage! With a mortgage refinance, you may also free up funds for other purchases that can improve your abode.


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Raw & Unimproved Land

If you are looking to build from the ground up, our Raw Land Real Estate loan is for you. With this loan, you can finance your dream property on raw or unimproved land. Our raw land loans are fixed-rate loans to help you save more and start building.


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Home Equity Loan or Line of Credit

Transfer your home's equity into a loan or powerful line of credit. With a Home Equity Line of Credit (HELOC) or loan you can access funds by tapping into your home’s equity for home improvements, emergencies, big purchases and more, all at a low rate. This option can also provide funds for consolidating debt with a lower interest rate.

Woman walking out of green house carrying a pot of summer plants

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Home Improvement

Don't wait months to fix a broken dishwasher or move into a new home only to use lawn chairs as your couch. With CU1’s home improvement loans, we can help finance your home improvement expenses with our low-interest rates and flexible terms.


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Non-Owner Occupied Loan

If you want to invest in a property without occupying it, Credit Union 1 has a loan for you with low-interest rates and an affordable minimum down payment. Give our home loan experts a call, and let us help you receive the ultimate return on your investment.

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Ready to start shopping for your next home? 

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Need help?

Our Real Estate experts will help you figure out which loan you need. Plus, they'll help you through every step of the loan process.

At Credit Union 1, you will work with a dedicated and caring employee from the day you start  your loan application to the day you pay it off.

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