Credit Cards
Flexible spending, powerful security and perks designed with our members in mind.
Secured Credit Card
Ideal for beginners looking to build credit. Secure your spending with a minimum $200 deposit, a low annual fee, and opportunities to upgrade in 6-12 months.
Chrome Credit Card
This unsecured line is ideal for those looking to build or rebuild their credit.
Classic Credit Card
This straightforward and affordable card offers you a line of credit with a fixed APR* and no annual fee.
Platinum Credit Card
Our platinum card offers our highest spending limit with a low fixed APR* and no annual fee.
Gold Credit Card
The gold card offers CU1's lowest historical rate. With a gold card, you get a lower APR* that varies with the market and no annual fee.
Tap to Pay
Conveniently tap to pay at the register with any of our CU1 credit cards. This feature is a secure, quick and simple way to make a payment.
Digital Wallet
Shop with security and peace of mind with digital wallet. All CU1 credit cards are compatible with Apple, Android and Samsung Pay.
Easy Online Payments
Access easy online payments for your credit card bill through the CU1 Mobile App or Online Access.
Set Up Spending Alerts
Receive an email, text message, or push notification when your account reaches a certain balance or when a payment is due.
Free Credit Score Tools
Receive a weekly credit score and monitor changes to your credit report in real-time.
Start Spending Instantly
Walk out of any branch with your Mastercard® Credit Card ready to use.
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You’ll need to provide the following information on your loan application:
- Name
- Social security number
- Physical and mailing address
- Employment information
- Gross monthly income
- Date of birth
In some cases, we may ask for additional information after you submit your application.
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You can build your credit history with a Credit Union 1 Secured MasterCard® Credit Card. It works like a regular credit card, but it's backed by funds on deposit in your Credit Union 1 savings account.
There's a minimum of $200 you need to keep on deposit.
Taking out a secured loan and making all your payments on time can help you rebuild your credit, establish a positive credit history, and improve your credit score.
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There are no annual fees on any of our credit cards except our Secured Credit Card which is $15 a year. See more about our transaction and penalty fees.
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If your credit or debit card is missing, don’t assume it will resurface. Report your card immediately in the mobile app or by calling:
- (833) 933-1681 (domestic)
- (812) 647-9794 (international)
Know your Mastercard® 
