Routing #: 325272063

Credit Cards

Our credit cards are designed with our members in mind.

  • Apply Online
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Our credit cards stand out with benefits such as competitive rates, fee-free balance transfers and fee-free cash advances.

Upon approval, CU1 will match you with the right credit card for your financial success.

Banking - Debit and Credit Card

Secured Credit Card

Ideal for beginners looking to build credit. Secure your spending with a minimum $200 deposit, a low annual fee, and opportunities to upgrade in 6-12 months. 

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Banking - Debit and Credit Card

Chrome Credit Card

This unsecured line is ideal for those looking to build or rebuild their credit.

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Banking - Debit and Credit Card

Classic Credit Card

This straightforward and affordable card offers you a line of credit with a fixed APR* and no annual fee.

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Banking - Debit and Credit Card

Platinum Credit Card

Our platinum card offers our highest spending limit with a low fixed APR* and no annual fee. 

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Banking - Debit and Credit Card

Gold Credit Card

The gold card offers CU1's lowest historical rate. With a gold card, you get a lower APR* that varies with the market and no annual fee.

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Balance Transfer

As a not-for-profit credit union, one way we return profit to our members is through better rates. Does CU1 offer a better rate than your current credit card? If so, you may be able to save by switching. With no balance transfer or annual fees, you can transfer high-interest debt to your CU1 Mastercard® with just a few clicks.

Transfer your balance

CU1 Credit Card Benefits

Our credit cards stand out with benefits such as competitive rates, fee-free balance transfers, and cash advances. Gain access to these other free and convenient benefits to help you go further with your credit card.

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Tap to Pay

Conveniently tap to pay at the register with any of our CU1 credit cards. This feature is a secure, quick and simple way to make a payment.

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Digital Wallet

Shop with security and peace of mind with digital wallet. All CU1 credit cards are compatible with Apple, Android and Samsung Pay.

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Easy Online Payments

Access easy online payments for your credit card bill through the CU1 Mobile App or Online Access.

Set up online bill pay

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Set Up Spending Alerts

Receive an email, text message, or push notification when your account reaches a certain balance or when a payment is due.

Set up notifications

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Free Credit Score Tools

Receive a weekly credit score and monitor changes to your credit report in real-time.

Access your free credit score

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Know your Mastercard®
Cardholder Guide to Benefits.

 View CU1's Mastercard Cardholder Agreement.

*Stated as Annual Percentage Rate (APR). Rates, terms and conditions are subject to change and may vary based on credit worthiness, qualifications and collateral conditions. All loans subject to approval. Other terms and conditions may apply.


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Build your credit and borrow wisely with the great features and low rates of a CU1 credit card.

  • Get Prequalified
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Credit Union 1 uses a soft pull of credit to determine your prequalification offer, and this won't affect your credit score. If you take advantage of the offer presented, your full credit report will be pulled at that time. All loans are subject to Credit Union 1 lending policies. Offers, rates, and terms are subject to change.