- Services
- Forms & Disclosures
- Service Charges
Service Charges
Each CU1 account holder agrees to the terms outlined in this Service Charge Disclosure and acknowledges that it is a part of their Member and Business Service Agreements.
Effective date: 5/1/23 and subject to change.
[{id=93766756005, createdAt=1669909768722, updatedAt=1669909787604, 2='{type=string, value=Rush Orders}', 3='{type=string, value=$30.00 per card}', 4='{type=string, value=
For newly approved, lost or stolen cards
}'}, {id=93766537863, createdAt=1669911319740, updatedAt=1669911356196, 2='{type=string, value=Plastic Card Replacement }', 3='{type=string, value=$10.00 per card}', 4='{type=string, value=One free replacement card each year}'}, {id=93766537867, createdAt=1669911358258, updatedAt=1669911389106, 2='{type=string, value=International Transaction Fee}', 3='{type=string, value=up to 2% of transaction amount}', 4='{type=string, value=This fee applies to any debit card transaction made at a location in a foreign country, or payable to a merchant located in a foreign country even if you initiate the transaction from within the United States.}'}]| Card Type | Charge | Description |
|---|---|---|
| Rush Orders | $30.00 per card |
For newly approved, lost or stolen cards |
| Plastic Card Replacement | $10.00 per card | One free replacement card each year |
| International Transaction Fee | up to 2% of transaction amount | This fee applies to any debit card transaction made at a location in a foreign country, or payable to a merchant located in a foreign country even if you initiate the transaction from within the United States. |
[{id=93766537651, createdAt=1669909868126, updatedAt=1677017453198, 2='{type=string, value=Cashier's Checks}', 3='{type=string, value=$3.00 each}', 4='{type=string, value=
- FREE if you have Super Saver, Premium, Business Basics or Business Premium Spending
- FREE if payable to self
| Charge | Description |
|---|---|
| $3.00 each |
|
[{id=93766537653, createdAt=1669909980038, updatedAt=1674065409363, 2='{type=string, value=Bill Pay}', 4='{type=string, value=
- FREE for members with Super Saver or Premium Checking Accounts
| Type | Charge | Description |
|---|---|---|
| Bill Pay |
|
|
| Consumer Accounts | $4.95 monthly | |
| Business Accounts | $9.95 monthly | |
| Wires - Domestic | ||
| Bank to bank | $20.00 each |
[{id=93766537656, createdAt=1669910109830, updatedAt=1669910127847, 3='{type=string, value=$55.00 annually}', 4='{type=string, value=3x10 inch box}'}, {id=93766537880, createdAt=1669911571886, updatedAt=1669911585087, 3='{type=string, value=$115.00 annually}', 4='{type=string, value=10x10 inch box}'}, {id=93766537882, createdAt=1669911585429, updatedAt=1669911593847, 3='{type=string, value=$5.00}', 4='{type=string, value=Key Deposit}'}, {id=93766537883, createdAt=1669911595729, updatedAt=1669911608432, 3='{type=string, value=$125.00 each}', 4='{type=string, value=Lost key/box drilling}'}]
| Description | Charge |
|---|---|
| 3x10 inch box | $55.00 annually |
| 10x10 inch box | $115.00 annually |
| Key Deposit | $5.00 |
| Lost key/box drilling | $125.00 each |
ordering by column: order
[{id=93766537729, createdAt=1669910169480, updatedAt=1669913912840, 2='{type=string, value=Savings Account Fees}', 8='{type=number, value=1}', 9='{type=number, value=0}', 11='{type=number, value=0}'}, {id=93766537845, createdAt=1669910176933, updatedAt=1683324153924, 2='{type=string, value=Premium Savings (0190-0199)}', 3='{type=string, value=$3.00 monthly}', 4='{type=string, value=
$5.01-$10.00 = $10.00 each
$10.01-$20.00 = $20.00 each
$20.01 or more = $22.00 each}', 4='{type=string, value=Fee is based on the transaction amount}', 8='{type=number, value=1}', 9='{type=number, value=0}', 11='{type=number, value=80}'}, {id=93766538060, createdAt=1669912437362, updatedAt=1669913939799, 2='{type=string, value=Overdraft/Overdrawn Fee}', 3='{type=string, value=$22.00 each}', 4='{type=string, value=—}', 8='{type=number, value=1}', 9='{type=number, value=0}', 11='{type=number, value=85}'}, {id=93766538064, createdAt=1669912469719, updatedAt=1674065737078, 2='{type=string, value=Non Sufficient Funds}', 3='{type=string, value=$22.00 each}', 4='{type=string, value=A NSF charge is imposed each time an item is presented against insufficient funds. The payee (or the payee’s institution) may re-present a previously returned item. Each presentment against insufficient funds will result in a separate charge.}', 8='{type=number, value=1}', 9='{type=number, value=0}', 11='{type=number, value=90}'}, {id=93766538075, createdAt=1669912693489, updatedAt=1669913945749, 2='{type=string, value=Returned Item }', 8='{type=number, value=1}', 9='{type=number, value=0}', 11='{type=number, value=95}'}, {id=93766538076, createdAt=1669912693588, updatedAt=1669913947733, 2='{type=string, value=Fee on item deposited into account and returned unpaid}', 3='{type=string, value=$15.00 each}', 4='{type=string, value=—}', 8='{type=number, value=0}', 9='{type=number, value=1}', 11='{type=number, value=100}'}, {id=93766538078, createdAt=1669912729517, updatedAt=1669913949821, 2='{type=string, value=Fee on self to self item returned unpaid}', 3='{type=string, value=$22.00 each}', 4='{type=string, value=—}', 8='{type=number, value=0}', 9='{type=number, value=1}', 11='{type=number, value=105}'}, {id=93766538084, createdAt=1669912908482, updatedAt=1675871432275, 2='{type=string, value=Returned Mail}', 3='{type=string, value=$5.00 each}', 4='{type=string, value=For mailing to a non-deliverable address}', 8='{type=number, value=1}', 9='{type=number, value=0}', 11='{type=number, value=110}'}, {id=93766538089, createdAt=1669913084057, updatedAt=1669913953871, 2='{type=string, value=Returned Check Order}', 3='{type=string, value=$5.00 per order}', 4='{type=string, value=For mailing to a non-deliverable address}', 8='{type=number, value=1}', 9='{type=number, value=0}', 11='{type=number, value=115}'}, {id=93766538090, createdAt=1669913124366, updatedAt=1677018003324, 2='{type=string, value=Stop Payment}', 3='{type=string, value=$22.00 each}', 8='{type=number, value=1}', 9='{type=number, value=0}', 11='{type=number, value=120}'}, {id=93766538101, createdAt=1669913274884, updatedAt=1677018063840, 2='{type=string, value=Personal checks, preauthorized payments/deductions Bill Pay items, ACH or cashier’s checks. Personal checks only when requested via Online Access.}', 3='{type=string, value=$10.00 each}', 8='{type=number, value=0}', 9='{type=number, value=1}', 11='{type=number, value=130}'}, {id=93766538093, createdAt=1669913176321, updatedAt=1683328807119, 2='{type=string, value=Temporary Checks}', 3='{type=string, value=$5.00}', 4='{type=string, value=
[{id=93766537729, createdAt=1669910169480, updatedAt=1669913912840, 2='{type=string, value=Savings Account Fees}', 8='{type=number, value=1}', 9='{type=number, value=0}', 11='{type=number, value=0}'}, {id=93766537845, createdAt=1669910176933, updatedAt=1683324153924, 2='{type=string, value=Premium Savings (0190-0199)}', 3='{type=string, value=$3.00 monthly}', 4='{type=string, value=
FEE WAIVED with a $50 minimum daily balance
}', 8='{type=number, value=0}', 9='{type=number, value=1}', 11='{type=number, value=5}'}, {id=93766537846, createdAt=1669910202056, updatedAt=1669913915644, 2='{type=string, value=IRA (all types combined)}', 3='{type=string, value=$5.00 monthly}', 4='{type=string, value=FEE WAIVED with $100 balance(s) at the end of each month
}', 8='{type=number, value=0}', 9='{type=number, value=1}', 11='{type=number, value=10}'}, {id=93766537884, createdAt=1669911635368, updatedAt=1674065336317, 2='{type=string, value=Checking Account Fees}', 8='{type=number, value=1}', 9='{type=number, value=0}', 11='{type=number, value=15}'}, {id=93766537885, createdAt=1669911648915, updatedAt=1683323707323, 2='{type=string, value=Free Checking (0760-0769)}', 3='{type=string, value=FREE}', 4='{type=string, value=—}', 8='{type=number, value=0}', 9='{type=number, value=1}', 11='{type=number, value=20}'}, {id=93766537888, createdAt=1669911679777, updatedAt=1683323694774, 2='{type=string, value=Super Saver Checking (0780-0789)}', 3='{type=string, value=$5.00 monthly}', 4='{type=string, value=FEE WAIVED with $200 minimum daily balance}', 8='{type=number, value=0}', 9='{type=number, value=1}', 11='{type=number, value=25}'}, {id=93766756385, createdAt=1669911727662, updatedAt=1683323758672, 2='{type=string, value=Premium Checking (0770-0779)}', 3='{type=string, value=$5.00 monthly}', 4='{type=string, value=FEE WAIVED with $1,000 minimum daily balance}', 8='{type=number, value=0}', 9='{type=number, value=1}', 11='{type=number, value=30}'}, {id=93766537910, createdAt=1669911769747, updatedAt=1683328768134, 2='{type=string, value=Business Premium Checking (0810-0819)}', 3='{type=string, value=$10.00 monthly}', 4='{type=string, value=FEE WAIVED with $5,000 minimum daily balance}', 8='{type=number, value=0}', 9='{type=number, value=1}', 11='{type=number, value=35}'}, {id=93766537912, createdAt=1669911806962, updatedAt=1683323775591, 2='{type=string, value=Business Basics Checking (0870-0879)}', 3='{type=string, value=$10.00 monthly}', 4='{type=string, value= FEE WAIVED with $2,500 minimum daily balance}', 8='{type=number, value=0}', 9='{type=number, value=1}', 11='{type=number, value=40}'}, {id=93766538020, createdAt=1669911841746, updatedAt=1683323799641, 2='{type=string, value=Business Super Saver Checking (0880-0889)}', 3='{type=string, value=$5.00 monthly}', 4='{type=string, value=FEE WAIVED with $200 minimum daily balance}', 8='{type=number, value=0}', 9='{type=number, value=1}', 11='{type=number, value=45}'}, {id=93766538022, createdAt=1669911886116, updatedAt=1669913928598, 2='{type=string, value=Check Orders}', 3='{type=string, value=Variable}', 4='{type=string, value=- Charge varies according to style and quantity
- Can be reordered in Online Access
WAIVED if transfer source is a Credit Union 1 credit card or line of credit.
}', 8='{type=number, value=1}', 9='{type=number, value=0}', 11='{type=number, value=75}'}, {id=93766756388, createdAt=1669912135658, updatedAt=1683328797524, 2='{type=string, value=Courtesy Pay}', 3='{type=string, value=$5.00 or less = $5.00 each$5.01-$10.00 = $10.00 each
$10.01-$20.00 = $20.00 each
$20.01 or more = $22.00 each}', 4='{type=string, value=Fee is based on the transaction amount}', 8='{type=number, value=1}', 9='{type=number, value=0}', 11='{type=number, value=80}'}, {id=93766538060, createdAt=1669912437362, updatedAt=1669913939799, 2='{type=string, value=Overdraft/Overdrawn Fee}', 3='{type=string, value=$22.00 each}', 4='{type=string, value=—}', 8='{type=number, value=1}', 9='{type=number, value=0}', 11='{type=number, value=85}'}, {id=93766538064, createdAt=1669912469719, updatedAt=1674065737078, 2='{type=string, value=Non Sufficient Funds}', 3='{type=string, value=$22.00 each}', 4='{type=string, value=A NSF charge is imposed each time an item is presented against insufficient funds. The payee (or the payee’s institution) may re-present a previously returned item. Each presentment against insufficient funds will result in a separate charge.}', 8='{type=number, value=1}', 9='{type=number, value=0}', 11='{type=number, value=90}'}, {id=93766538075, createdAt=1669912693489, updatedAt=1669913945749, 2='{type=string, value=Returned Item }', 8='{type=number, value=1}', 9='{type=number, value=0}', 11='{type=number, value=95}'}, {id=93766538076, createdAt=1669912693588, updatedAt=1669913947733, 2='{type=string, value=Fee on item deposited into account and returned unpaid}', 3='{type=string, value=$15.00 each}', 4='{type=string, value=—}', 8='{type=number, value=0}', 9='{type=number, value=1}', 11='{type=number, value=100}'}, {id=93766538078, createdAt=1669912729517, updatedAt=1669913949821, 2='{type=string, value=Fee on self to self item returned unpaid}', 3='{type=string, value=$22.00 each}', 4='{type=string, value=—}', 8='{type=number, value=0}', 9='{type=number, value=1}', 11='{type=number, value=105}'}, {id=93766538084, createdAt=1669912908482, updatedAt=1675871432275, 2='{type=string, value=Returned Mail}', 3='{type=string, value=$5.00 each}', 4='{type=string, value=For mailing to a non-deliverable address}', 8='{type=number, value=1}', 9='{type=number, value=0}', 11='{type=number, value=110}'}, {id=93766538089, createdAt=1669913084057, updatedAt=1669913953871, 2='{type=string, value=Returned Check Order}', 3='{type=string, value=$5.00 per order}', 4='{type=string, value=For mailing to a non-deliverable address}', 8='{type=number, value=1}', 9='{type=number, value=0}', 11='{type=number, value=115}'}, {id=93766538090, createdAt=1669913124366, updatedAt=1677018003324, 2='{type=string, value=Stop Payment}', 3='{type=string, value=$22.00 each}', 8='{type=number, value=1}', 9='{type=number, value=0}', 11='{type=number, value=120}'}, {id=93766538101, createdAt=1669913274884, updatedAt=1677018063840, 2='{type=string, value=Personal checks, preauthorized payments/deductions Bill Pay items, ACH or cashier’s checks. Personal checks only when requested via Online Access.}', 3='{type=string, value=$10.00 each}', 8='{type=number, value=0}', 9='{type=number, value=1}', 11='{type=number, value=130}'}, {id=93766538093, createdAt=1669913176321, updatedAt=1683328807119, 2='{type=string, value=Temporary Checks}', 3='{type=string, value=$5.00}', 4='{type=string, value=
- Packet of 12
- FREE when opening a new checking account
| Type | Charge | Description |
|---|---|---|
| Savings Account Fees | ||
| Premium Savings (0190-0199) | $3.00 monthly |
FEE WAIVED with a $50 minimum daily balance |
| IRA (all types combined) | $5.00 monthly |
FEE WAIVED with $100 balance(s) at the end of each month |
| Checking Account Fees | ||
| Free Checking (0760-0769) | FREE | — |
| Super Saver Checking (0780-0789) | $5.00 monthly | FEE WAIVED with $200 minimum daily balance |
| Premium Checking (0770-0779) | $5.00 monthly | FEE WAIVED with $1,000 minimum daily balance |
| Business Premium Checking (0810-0819) | $10.00 monthly | FEE WAIVED with $5,000 minimum daily balance |
| Business Basics Checking (0870-0879) | $10.00 monthly | FEE WAIVED with $2,500 minimum daily balance |
| Business Super Saver Checking (0880-0889) | $5.00 monthly | FEE WAIVED with $200 minimum daily balance |
| Check Orders | Variable |
|
| Early Withdrawals on Certificate Accounts | ||
| On terms of one year or less | 60 days of dividends | — |
| On terms of more than one year | 180 days of dividends | — |
| Inactive Membership Fee | $5.00 per month per account | WAIVED if you have an active loan or certificate |
| Overdraft Transfers | $5.00 per transfer |
WAIVED if transfer source is a Credit Union 1 credit card or line of credit. |
| Courtesy Pay |
$5.00 or less = $5.00 each $5.01-$10.00 = $10.00 each $10.01-$20.00 = $20.00 each $20.01 or more = $22.00 each |
Fee is based on the transaction amount |
| Overdraft/Overdrawn Fee | $22.00 each | — |
| Non Sufficient Funds | $22.00 each | A NSF charge is imposed each time an item is presented against insufficient funds. The payee (or the payee’s institution) may re-present a previously returned item. Each presentment against insufficient funds will result in a separate charge. |
| Returned Item | ||
| Fee on item deposited into account and returned unpaid | $15.00 each | — |
| Fee on self to self item returned unpaid | $22.00 each | — |
| Returned Mail | $5.00 each | For mailing to a non-deliverable address |
| Returned Check Order | $5.00 per order | For mailing to a non-deliverable address |
| Stop Payment | $22.00 each | |
| Personal checks, preauthorized payments/deductions Bill Pay items, ACH or cashier’s checks. Personal checks only when requested via Online Access. | $10.00 each | |
| Temporary Checks | $5.00 |
|
[{id=93766537848, createdAt=1669910272305, updatedAt=1669910296444, 2='{type=string, value=Check Collections}', 3='{type=string, value=$15.00}', 4='{type=string, value=
Foreign or other items sent out for collection
}'}, {id=105694632375, createdAt=1678321047476, updatedAt=1678321057283, 2='{type=string, value=Deposit Bag}', 3='{type=string, value=$5.00 each}'}, {id=105694632376, createdAt=1678321061885, updatedAt=1678321357120, 2='{type=string, value=Deposit/Loan Verification}', 3='{type=string, value=$10.00 per request}', 4='{type=string, value=Processing request from another financial institution}'}, {id=105694632377, createdAt=1678321116319, updatedAt=1678321352184, 2='{type=string, value=Garnishments & Levies}', 3='{type=string, value=$75.00}'}, {id=105694632448, createdAt=1678321128393, updatedAt=1678321137661, 2='{type=string, value=General Document Copies}', 3='{type=string, value=$2.00 per page}'}, {id=105661846631, createdAt=1678321138279, updatedAt=1678321168696, 2='{type=string, value=Loan Convenience}', 3='{type=string, value=$4.95}', 4='{type=string, value=Payments done over the phone or on our CU1 website with a debit or credit card, or through ACH}'}, {id=105694632449, createdAt=1678321170820, updatedAt=1678321207121, 2='{type=string, value=Loan Skip-a-Pay Fee}', 3='{type=string, value=$30.00}', 4='{type=string, value=Interest continues to accrue on your loan during the skipped month}'}, {id=105661846632, createdAt=1678321208699, updatedAt=1678321345783, 2='{type=string, value=Membership Renewal}', 3='{type=string, value=$10.00}', 4='{type=string, value=Applies to S1/S2 accounts reopened within 180 days of closure}'}, {id=105694632450, createdAt=1678321253147, updatedAt=1678321298144, 2='{type=string, value=Paper Statement}', 3='{type=string, value=$2.00}', 4='{type=string, value=FREE if you have Super Saver, Premium, Business Basics or Business Premium Checking, a loan balance or an aggregate balance of $1000}'}, {id=105661846633, createdAt=1678321299455, updatedAt=1678321361246, 2='{type=string, value=Research}', 3='{type=string, value=$25.00}'}]| Type | Charge | Description |
|---|---|---|
| Check Collections | $15.00 |
Foreign or other items sent out for collection |
| Deposit Bag | $5.00 each | |
| Deposit/Loan Verification | $10.00 per request | Processing request from another financial institution |
| Garnishments & Levies | $75.00 | |
| General Document Copies | $2.00 per page | |
| Loan Convenience | $4.95 | Payments done over the phone or on our CU1 website with a debit or credit card, or through ACH |
| Loan Skip-a-Pay Fee | $30.00 | Interest continues to accrue on your loan during the skipped month |
| Membership Renewal | $10.00 | Applies to S1/S2 accounts reopened within 180 days of closure |
| Paper Statement | $2.00 | FREE if you have Super Saver, Premium, Business Basics or Business Premium Checking, a loan balance or an aggregate balance of $1000 |
| Research | $25.00 |
-
[{id=93766756005, createdAt=1669909768722, updatedAt=1669909787604, 2='{type=string, value=Rush Orders}', 3='{type=string, value=$30.00 per card}', 4='{type=string, value=For newly approved, lost or stolen cards
}'}, {id=93766537863, createdAt=1669911319740, updatedAt=1669911356196, 2='{type=string, value=Plastic Card Replacement }', 3='{type=string, value=$10.00 per card}', 4='{type=string, value=One free replacement card each year}'}, {id=93766537867, createdAt=1669911358258, updatedAt=1669911389106, 2='{type=string, value=International Transaction Fee}', 3='{type=string, value=up to 2% of transaction amount}', 4='{type=string, value=This fee applies to any debit card transaction made at a location in a foreign country, or payable to a merchant located in a foreign country even if you initiate the transaction from within the United States.}'}]Card Type Charge Description Rush Orders $30.00 per card For newly approved, lost or stolen cards
Plastic Card Replacement $10.00 per card One free replacement card each year International Transaction Fee up to 2% of transaction amount This fee applies to any debit card transaction made at a location in a foreign country, or payable to a merchant located in a foreign country even if you initiate the transaction from within the United States. -
[{id=93766537651, createdAt=1669909868126, updatedAt=1677017453198, 2='{type=string, value=Cashier's Checks}', 3='{type=string, value=$3.00 each}', 4='{type=string, value=- FREE if you have Super Saver, Premium, Business Basics or Business Premium Spending
- FREE if payable to self
Charge Description $3.00 each - FREE if you have Super Saver, Premium, Business Basics or Business Premium Spending
- FREE if payable to self
-
[{id=93766537653, createdAt=1669909980038, updatedAt=1674065409363, 2='{type=string, value=Bill Pay}', 4='{type=string, value=- FREE for members with Super Saver or Premium Checking Accounts
Type Charge Description Bill Pay - FREE for members with Super Saver or Premium Checking Accounts
Consumer Accounts $4.95 monthly Business Accounts $9.95 monthly Wires - Domestic Bank to bank $20.00 each -
[{id=93766537656, createdAt=1669910109830, updatedAt=1669910127847, 3='{type=string, value=$55.00 annually}', 4='{type=string, value=3x10 inch box}'}, {id=93766537880, createdAt=1669911571886, updatedAt=1669911585087, 3='{type=string, value=$115.00 annually}', 4='{type=string, value=10x10 inch box}'}, {id=93766537882, createdAt=1669911585429, updatedAt=1669911593847, 3='{type=string, value=$5.00}', 4='{type=string, value=Key Deposit}'}, {id=93766537883, createdAt=1669911595729, updatedAt=1669911608432, 3='{type=string, value=$125.00 each}', 4='{type=string, value=Lost key/box drilling}'}]Description Charge 3x10 inch box $55.00 annually 10x10 inch box $115.00 annually Key Deposit $5.00 Lost key/box drilling $125.00 each -
ordering by column: order
[{id=93766537729, createdAt=1669910169480, updatedAt=1669913912840, 2='{type=string, value=Savings Account Fees}', 8='{type=number, value=1}', 9='{type=number, value=0}', 11='{type=number, value=0}'}, {id=93766537845, createdAt=1669910176933, updatedAt=1683324153924, 2='{type=string, value=Premium Savings (0190-0199)}', 3='{type=string, value=$3.00 monthly}', 4='{type=string, value=FEE WAIVED with a $50 minimum daily balance
}', 8='{type=number, value=0}', 9='{type=number, value=1}', 11='{type=number, value=5}'}, {id=93766537846, createdAt=1669910202056, updatedAt=1669913915644, 2='{type=string, value=IRA (all types combined)}', 3='{type=string, value=$5.00 monthly}', 4='{type=string, value=FEE WAIVED with $100 balance(s) at the end of each month
}', 8='{type=number, value=0}', 9='{type=number, value=1}', 11='{type=number, value=10}'}, {id=93766537884, createdAt=1669911635368, updatedAt=1674065336317, 2='{type=string, value=Checking Account Fees}', 8='{type=number, value=1}', 9='{type=number, value=0}', 11='{type=number, value=15}'}, {id=93766537885, createdAt=1669911648915, updatedAt=1683323707323, 2='{type=string, value=Free Checking (0760-0769)}', 3='{type=string, value=FREE}', 4='{type=string, value=—}', 8='{type=number, value=0}', 9='{type=number, value=1}', 11='{type=number, value=20}'}, {id=93766537888, createdAt=1669911679777, updatedAt=1683323694774, 2='{type=string, value=Super Saver Checking (0780-0789)}', 3='{type=string, value=$5.00 monthly}', 4='{type=string, value=FEE WAIVED with $200 minimum daily balance}', 8='{type=number, value=0}', 9='{type=number, value=1}', 11='{type=number, value=25}'}, {id=93766756385, createdAt=1669911727662, updatedAt=1683323758672, 2='{type=string, value=Premium Checking (0770-0779)}', 3='{type=string, value=$5.00 monthly}', 4='{type=string, value=FEE WAIVED with $1,000 minimum daily balance}', 8='{type=number, value=0}', 9='{type=number, value=1}', 11='{type=number, value=30}'}, {id=93766537910, createdAt=1669911769747, updatedAt=1683328768134, 2='{type=string, value=Business Premium Checking (0810-0819)}', 3='{type=string, value=$10.00 monthly}', 4='{type=string, value=FEE WAIVED with $5,000 minimum daily balance}', 8='{type=number, value=0}', 9='{type=number, value=1}', 11='{type=number, value=35}'}, {id=93766537912, createdAt=1669911806962, updatedAt=1683323775591, 2='{type=string, value=Business Basics Checking (0870-0879)}', 3='{type=string, value=$10.00 monthly}', 4='{type=string, value= FEE WAIVED with $2,500 minimum daily balance}', 8='{type=number, value=0}', 9='{type=number, value=1}', 11='{type=number, value=40}'}, {id=93766538020, createdAt=1669911841746, updatedAt=1683323799641, 2='{type=string, value=Business Super Saver Checking (0880-0889)}', 3='{type=string, value=$5.00 monthly}', 4='{type=string, value=FEE WAIVED with $200 minimum daily balance}', 8='{type=number, value=0}', 9='{type=number, value=1}', 11='{type=number, value=45}'}, {id=93766538022, createdAt=1669911886116, updatedAt=1669913928598, 2='{type=string, value=Check Orders}', 3='{type=string, value=Variable}', 4='{type=string, value=- Charge varies according to style and quantity
- Can be reordered in Online Access
WAIVED if transfer source is a Credit Union 1 credit card or line of credit.
}', 8='{type=number, value=1}', 9='{type=number, value=0}', 11='{type=number, value=75}'}, {id=93766756388, createdAt=1669912135658, updatedAt=1683328797524, 2='{type=string, value=Courtesy Pay}', 3='{type=string, value=$5.00 or less = $5.00 each
$5.01-$10.00 = $10.00 each
$10.01-$20.00 = $20.00 each
$20.01 or more = $22.00 each}', 4='{type=string, value=Fee is based on the transaction amount}', 8='{type=number, value=1}', 9='{type=number, value=0}', 11='{type=number, value=80}'}, {id=93766538060, createdAt=1669912437362, updatedAt=1669913939799, 2='{type=string, value=Overdraft/Overdrawn Fee}', 3='{type=string, value=$22.00 each}', 4='{type=string, value=—}', 8='{type=number, value=1}', 9='{type=number, value=0}', 11='{type=number, value=85}'}, {id=93766538064, createdAt=1669912469719, updatedAt=1674065737078, 2='{type=string, value=Non Sufficient Funds}', 3='{type=string, value=$22.00 each}', 4='{type=string, value=A NSF charge is imposed each time an item is presented against insufficient funds. The payee (or the payee’s institution) may re-present a previously returned item. Each presentment against insufficient funds will result in a separate charge.}', 8='{type=number, value=1}', 9='{type=number, value=0}', 11='{type=number, value=90}'}, {id=93766538075, createdAt=1669912693489, updatedAt=1669913945749, 2='{type=string, value=Returned Item }', 8='{type=number, value=1}', 9='{type=number, value=0}', 11='{type=number, value=95}'}, {id=93766538076, createdAt=1669912693588, updatedAt=1669913947733, 2='{type=string, value=Fee on item deposited into account and returned unpaid}', 3='{type=string, value=$15.00 each}', 4='{type=string, value=—}', 8='{type=number, value=0}', 9='{type=number, value=1}', 11='{type=number, value=100}'}, {id=93766538078, createdAt=1669912729517, updatedAt=1669913949821, 2='{type=string, value=Fee on self to self item returned unpaid}', 3='{type=string, value=$22.00 each}', 4='{type=string, value=—}', 8='{type=number, value=0}', 9='{type=number, value=1}', 11='{type=number, value=105}'}, {id=93766538084, createdAt=1669912908482, updatedAt=1675871432275, 2='{type=string, value=Returned Mail}', 3='{type=string, value=$5.00 each}', 4='{type=string, value=For mailing to a non-deliverable address}', 8='{type=number, value=1}', 9='{type=number, value=0}', 11='{type=number, value=110}'}, {id=93766538089, createdAt=1669913084057, updatedAt=1669913953871, 2='{type=string, value=Returned Check Order}', 3='{type=string, value=$5.00 per order}', 4='{type=string, value=For mailing to a non-deliverable address}', 8='{type=number, value=1}', 9='{type=number, value=0}', 11='{type=number, value=115}'}, {id=93766538090, createdAt=1669913124366, updatedAt=1677018003324, 2='{type=string, value=Stop Payment}', 3='{type=string, value=$22.00 each}', 8='{type=number, value=1}', 9='{type=number, value=0}', 11='{type=number, value=120}'}, {id=93766538101, createdAt=1669913274884, updatedAt=1677018063840, 2='{type=string, value=Personal checks, preauthorized payments/deductions Bill Pay items, ACH or cashier’s checks. Personal checks only when requested via Online Access.}', 3='{type=string, value=$10.00 each}', 8='{type=number, value=0}', 9='{type=number, value=1}', 11='{type=number, value=130}'}, {id=93766538093, createdAt=1669913176321, updatedAt=1683328807119, 2='{type=string, value=Temporary Checks}', 3='{type=string, value=$5.00}', 4='{type=string, value=- Packet of 12
- FREE when opening a new checking account
Type Charge Description Savings Account Fees Premium Savings (0190-0199) $3.00 monthly FEE WAIVED with a $50 minimum daily balance
IRA (all types combined) $5.00 monthly FEE WAIVED with $100 balance(s) at the end of each month
Checking Account Fees Free Checking (0760-0769) FREE — Super Saver Checking (0780-0789) $5.00 monthly FEE WAIVED with $200 minimum daily balance Premium Checking (0770-0779) $5.00 monthly FEE WAIVED with $1,000 minimum daily balance Business Premium Checking (0810-0819) $10.00 monthly FEE WAIVED with $5,000 minimum daily balance Business Basics Checking (0870-0879) $10.00 monthly FEE WAIVED with $2,500 minimum daily balance Business Super Saver Checking (0880-0889) $5.00 monthly FEE WAIVED with $200 minimum daily balance Check Orders Variable - Charge varies according to style and quantity
- Can be reordered in Online Access
Early Withdrawals on Certificate Accounts On terms of one year or less 60 days of dividends — On terms of more than one year 180 days of dividends — Inactive Membership Fee $5.00 per month per account WAIVED if you have an active loan or certificate Overdraft Transfers $5.00 per transfer WAIVED if transfer source is a Credit Union 1 credit card or line of credit.
Courtesy Pay $5.00 or less = $5.00 each
$5.01-$10.00 = $10.00 each
$10.01-$20.00 = $20.00 each
$20.01 or more = $22.00 eachFee is based on the transaction amount Overdraft/Overdrawn Fee $22.00 each — Non Sufficient Funds $22.00 each A NSF charge is imposed each time an item is presented against insufficient funds. The payee (or the payee’s institution) may re-present a previously returned item. Each presentment against insufficient funds will result in a separate charge. Returned Item Fee on item deposited into account and returned unpaid $15.00 each — Fee on self to self item returned unpaid $22.00 each — Returned Mail $5.00 each For mailing to a non-deliverable address Returned Check Order $5.00 per order For mailing to a non-deliverable address Stop Payment $22.00 each Personal checks, preauthorized payments/deductions Bill Pay items, ACH or cashier’s checks. Personal checks only when requested via Online Access. $10.00 each Temporary Checks $5.00 - Packet of 12
- FREE when opening a new checking account
-
[{id=93766537848, createdAt=1669910272305, updatedAt=1669910296444, 2='{type=string, value=Check Collections}', 3='{type=string, value=$15.00}', 4='{type=string, value=Foreign or other items sent out for collection
}'}, {id=105694632375, createdAt=1678321047476, updatedAt=1678321057283, 2='{type=string, value=Deposit Bag}', 3='{type=string, value=$5.00 each}'}, {id=105694632376, createdAt=1678321061885, updatedAt=1678321357120, 2='{type=string, value=Deposit/Loan Verification}', 3='{type=string, value=$10.00 per request}', 4='{type=string, value=Processing request from another financial institution}'}, {id=105694632377, createdAt=1678321116319, updatedAt=1678321352184, 2='{type=string, value=Garnishments & Levies}', 3='{type=string, value=$75.00}'}, {id=105694632448, createdAt=1678321128393, updatedAt=1678321137661, 2='{type=string, value=General Document Copies}', 3='{type=string, value=$2.00 per page}'}, {id=105661846631, createdAt=1678321138279, updatedAt=1678321168696, 2='{type=string, value=Loan Convenience}', 3='{type=string, value=$4.95}', 4='{type=string, value=Payments done over the phone or on our CU1 website with a debit or credit card, or through ACH}'}, {id=105694632449, createdAt=1678321170820, updatedAt=1678321207121, 2='{type=string, value=Loan Skip-a-Pay Fee}', 3='{type=string, value=$30.00}', 4='{type=string, value=Interest continues to accrue on your loan during the skipped month}'}, {id=105661846632, createdAt=1678321208699, updatedAt=1678321345783, 2='{type=string, value=Membership Renewal}', 3='{type=string, value=$10.00}', 4='{type=string, value=Applies to S1/S2 accounts reopened within 180 days of closure}'}, {id=105694632450, createdAt=1678321253147, updatedAt=1678321298144, 2='{type=string, value=Paper Statement}', 3='{type=string, value=$2.00}', 4='{type=string, value=FREE if you have Super Saver, Premium, Business Basics or Business Premium Checking, a loan balance or an aggregate balance of $1000}'}, {id=105661846633, createdAt=1678321299455, updatedAt=1678321361246, 2='{type=string, value=Research}', 3='{type=string, value=$25.00}'}]Type Charge Description Check Collections $15.00 Foreign or other items sent out for collection
Deposit Bag $5.00 each Deposit/Loan Verification $10.00 per request Processing request from another financial institution Garnishments & Levies $75.00 General Document Copies $2.00 per page Loan Convenience $4.95 Payments done over the phone or on our CU1 website with a debit or credit card, or through ACH Loan Skip-a-Pay Fee $30.00 Interest continues to accrue on your loan during the skipped month Membership Renewal $10.00 Applies to S1/S2 accounts reopened within 180 days of closure Paper Statement $2.00 FREE if you have Super Saver, Premium, Business Basics or Business Premium Checking, a loan balance or an aggregate balance of $1000 Research $25.00
