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Fraud Alert: We’ve seen an increase in scam texts claiming to be from Credit Union 1. Please be cautious with unsolicited texts – do NOT click on suspicious links. If you suspect a scam, feel free to contact us directly. Thank you for helping protect your account!

  • Spend & Save

    Not all Alaskans are the same. That's why CU1 offers a variety of personal accounts tailored to your unique financial needs.

    See Overview

    • Spending

      Choose the checking account that works best for your everyday spending.
      • Free Checking
      • Super Saver Checking
      • Premium Checking
      • Youth Debit Card and App
    • Credit

      Credit cards designed with our members in mind.
      • Secured Card
      • Fixed Credit Card
      • Variable Credit Card
      • Balance Transfer
    • Saving

      Create a brighter future with savings accounts with possibilities.

      • Regular Savings
      • Premium Savings
    • Investing

      Watch your money grow with competitive interest rates.
      • Certificates of Deposit
      • Health Savings Account (HSA)
      • Retirement
  • Borrow

    Get financing for anything from a big purchase to unexpected expenses or debt consolidation.

    See Overview

    • Auto

      Driving you toward a brighter future with an affordable vehicle loan.
      • Cars & Trucks
      • Refinance
    • Recreational

      Find great rates on the purchase or refinance of your next recreation loan.

      • ATVs, Personal Watercraft
 & Snowmachines
      • Campers, Motorhomes & RVs
      • Boats
      • Motorcycles
    • Personal

      Personal loans that empower your budget and improve your credit rating.

      • Unsecured Loans
      • Secured Loans
      • Quick Loans
    • Home Loans

      You belong in the home of your dreams. We can make it happen.
      • Purchase
      • Refinance
      • Home Equity
  • Business

    Let’s get down to business and find an account that works for you.

    See Overview

    • Business Checking

      Checking accounts fit for your unique needs.
      • Business Basic Checking
      • Business Super Saver Checking
      • Business Premium Checking
    • Business Savings

      Savings accounts tailored for your goals.
      • Business Regular Savings
      • Business Premium Savings
    • Business Lending

      Invest in new opportunities, upgrade your operations and more with our flexible business lending options.
      • Business Lending Options
    • Business Services

      Keep money secure while the earned interest grows funds for local charitable causes.
      • Investing
      • IOLTA
  • Services

    Managing your money is easy with the right tools and support. 

    See Overview

    • Digital Banking

      CU1 offers a variety of ways to access your accounts, withdraw money and talk with us.

      • Online Banking
      • Mobile Banking
      • Bill Pay
      • Digital Wallet
      • Automated Payments
      • E-Documents
      • Alerts & Notifications
      • Direct Deposit
      • Credit Score
    • Financial Assistance

      CU1 is a member owned, not-for-profit credit union and we are committed to your financial well-being.
      • Skip-A-Pay
      • Overdraft Protection
    • Forms & Disclosures

      Find the forms and disclosures you need to manage your accounts.

      • Account Disclosures
      • Service Charges
      • Privacy Policy
  • Discover

    Find the answers you need to achieve your next financial goal. 

    See Overview

    • Who We Are

      Local and loyal to Alaska since 1952.
      • About
      • Contact
      • Community
      • Careers
      • Locations
      • Mobile Branch
    • Financial Education

      Scholarships for higher education.

      • Apply for a Scholarship
    • Resource Center

      Explore news, articles and calculators.

      • Rates
      • Calculators
      • News
      • Knowledge Base
      • Fraud Resources
      • Blog
    • Owned Assets For Sale

      Enjoy a special deal when buying with Credit Union 1
      • Asset Listings
Routing #: 325272063
  • Spend & Save
    • Spending
      • Free Checking
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      • Youth Debit Card and App
      • Bottom Links [HIDDEN MENU ITEM]
    • Credit
      • Secured Card
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      • Bottom Links [HIDDEN MENU ITEM]
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    • Auto
      • Cars & Trucks
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      • Bottom Links [HIDDEN MENU ITEM]
    • Recreational
      • ATVs, Personal Watercraft
 & Snowmachines
      • Campers, Motorhomes & RVs
      • Boats
      • Motorcycles
      • Bottom Links [HIDDEN MENU ITEM]
    • Personal
      • Unsecured Loans
      • Secured Loans
      • Quick Loans
      • Bottom Links [HIDDEN MENU ITEM]
    • Home Loans
      • Purchase
      • Refinance
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      • Bottom Links [HIDDEN MENU ITEM]
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 & Snowmachines
      • Campers, Motorhomes & RVs
      • Boats
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      • Bottom Links [HIDDEN MENU ITEM]
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Financial Fitness
3 min read

Budgeting Around the Holidays

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Budgeting Around the Holidays

With the holiday season in full swing, your budget may be feeling the strain of extra gift-buying, grocery shopping and even utility costs. Unfortunately, those light-up reindeer on your rooftop don’t run on magic! To help you keep the holiday spirit alive without stressing about that bottom line, CU1 has handy tips and tricks to protect your debt load and overall financial wellbeing during the biggest spending period of the year. Make use of the info below, so you can kick back with a glass of eggnog and truly enjoy this special time of year!

Skip-a-Pay

Need a month off from your loan payment to provide wiggle room on other items? Skip-a-Pay allows you to postpone one month's loan payment without need for a double payment the following month. To request a Skip-a-Pay, simply sign in to Online Access and select Control Panel ⟩ Skip-a-Pay.

Consolidate Payments

To help you save money on interest – especially when it comes to holiday credit card debt – CU1 can help you consolidate multiple loans into one loan. With only one payment, there’s no need to stress about multiple responsibilities each month, and you’ll likely pay less interest over the life of your loan.

Transfer Your Balance

If you shopped with high interest rate store credit cards during your gift-buying sprees, a balance transfer could help you avoid paying more than necessary on those purchases. CU1 offers fee-free balance transfers, our credit cards come with competitive low interest rates, and most cards have no annual fee.

Update Contact Info

Make sure your phone number, address and email are accurate with CU1, so we can reach you with info you need to save money and keep your accounts in good health. To easily update your contact information, visit Control Panel ⟩  Settings ⟩ Contact in Online Access.

Don’t Procrastinate

If your holiday debt load is feeling out of control, reach out to us right away. A certified credit union financial counselor can work with you to get your finances back on track. The sooner you contact CU1, the more options we’ll have available!


Now that we’ve shared a bundle of advice on how to make your holiday more affordable, we hope you’ll enjoy a more bountiful and stress-free season of giving. Don’t forget – the biggest gift of all is quality time with your loved ones! If you’d like to also give back to your community this month, check out CU1’s Leading Change Partners. These local nonprofit organizations are making a difference across Alaska, and you can be part of the positive impact!

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1941 Abbott Road Anchorage, AK 99507

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(907) 339-9485

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(800) 478-2222

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325272063

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