Overdraft Protection

When accidents happen, you can choose to have funds automatically transferred from your savings, credit card or a different CU1 account. Overdraft transfers from share accounts are only $5, but they’re FREE when they come from a CU1 credit card or line of credit! Talk to your teller (or call us) to learn what kind of protection you currently have on your account. If you don’t have a CU1 credit card or line of credit yet and you want to enjoy FREE overdraft transfers, here's a handy-dandy loan application that you can fill out right now!

Follow this link to learn more about our lines of credit, including our credit cards!

Overdraft Privilege

Emergencies are really good at sneaking up, so it’s important to have a safety net to fall back on. Overdraft Privilege (ODP) is designed to be there when you need it most, so that you don’t have to worry about the unexpected! If you'd like to opt-in to the ODP program, you can do so in the “More Options” tab of OnLine Access, or talk to your teller the next time you’re at your branch, or call our Member Service Center at (907) 339-9485 or 800 478-2222 and they will help you set it up!

Prepaid Visa Cards

Accepted worldwide with the full backing of Visa, Credit Union 1 offers three types of prepaid Visa cards:

Visa Travel Card: Designed for security while traveling, these cards are not tied to your main CU1 accounts. You also have the option to receive a companion card, so you and a traveling companion will each have a card to access the same prepaid balance. The Visa Travel Card does not reissue after its three year expiration is up.

Reloadable Prepaid Visa Card: A checking account alternative with a personalized card (your name is embossed on it), which automatically reissues after its three year expiration date. These cards make excellent stepping stones for using plastic instead of cash, with no strings attached.

Visa Gift Card: Give the gift of cash with the protection of Visa! With no transaction fees, you can feel comfortable knowing the recipient will be fully spoiled.

Check out our Fee Schedule for a full list of fees.

Where Can I Get One?

Visa Travel and Gift Cards are available to purchase at our South Anchorage, Debarr, Mountain View, Midtown and Fairbanks First Avenue branches, while the Reloadable Prepaid Visa Cards are available at our Mountain View Branch only.

Reloading your Visa Travel or Reloadable Prepaid Visa Card is simple and can be done at any Credit Union 1 branch, online or even through Western Union! Visa Gift Cards are not reloadable.

Register your MasterCard® SecureCode™ to protect your cards and online transactions with your own personal password.


Sign up for One for All Email

Sign up for One for All Email!

Youth Week

Youth Week at Credit Union 1

Your savings federally insured to at least $250,000 and
backed by the full faith and credit of the United States
Government. National Credit Union Administration,
a U.S. Government Agency.
Click here to estimate your share insurance.