When unexpected situations arise and overdrawing your account is necessary, Courtesy Pay may allow you to access emergency funds through an overdraft. These emergency funds are available as a courtesy from Credit Union 1, to help you make the necessary purchase! Please note that overdraft fees will apply.
Follow this link to learn more about our lines of credit, including our credit cards!
Save yourself from the stress of an accidentally overdrawn account with Overdraft Transfer! Overdraft Transfer from Credit Union 1 allows you to “link” your checking account to a CU1 line of credit or savings account. If your checking account does not contain sufficient funds to cover a purchase, these funds will be automatically transferred from your “linked” account. Overdraft Transfers from a line of credit are fee-free, although interest will accrue per the terms of your credit line. A $5 service fee will be deducted from your balance for Overdraft Transfers from a savings account.
MasterCard® Gift Cards
Accepted throughout the United States, with the full backing of MasterCard! Give the gift of cash, with the protection and confidence of MasterCard. You'll feel comfortable knowing your recipient will be fully spoiled!
Check out our Fee Schedule for a full list of fees.
Where Can I Get One?
MasterCard Gift Cards are available at all Credit Union 1 branches.
Register your MasterCard® SecureCode™ to protect your cards and online transactions with your own personal password.