When unexpected situations arise and overdrawing your account is necessary, Courtesy Pay may allow you to access emergency funds through an overdraft. These emergency funds would be available as a courtesy from Credit Union 1, to help you make the necessary purchase! Please note that overdraft fees will apply.
Save yourself from the stress of an accidentally overdrawn account with Overdraft Transfer! Overdraft Transfer from Credit Union 1 allows you to “link” your checking account to a CU1 credit card or savings account. If your checking account does not contain sufficient funds to cover a purchase, these funds will be automatically transferred from your “linked” account. Overdraft Transfers from a credit card are fee-free, although interest will accrue per the terms of your credit card. A $5 service fee will be deducted from your balance for Overdraft Transfers from a savings account.