To join CU1, simply visit your nearest branch with a photo ID such as a driver's license or state ID card and an initial deposit of $5 into a share savings account.

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(907) 339-9485
(800) 478-2222 (toll-free)

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Drive Down Your Rate

Low rates and flexible terms for easy auto loans.

Want to enjoy the best possible deal on your new or used vehicle? Challenge us to beat your rate from elsewhere! 

To celebrate the start of our Alaskan summer, Credit Union 1 is excited to announce a special “Drive Down Your Rate” deal on all auto loans! We’ll BEAT the rate you’ve qualified for elsewhere, so you can go further, faster with your funds.1

  • Whatever rate you’ve qualified for elsewhere, we’ll beat it by .25% APR.1
  • Our rates are currently as low as 2.25% APR!2
  • If you’re making a new or used vehicle purchase, bring us a document stating the rate you were offered elsewhere so we can beat that deal.
  • Refinancing an existing loan from elsewhere? No need to bring documentation; we’ll gather that info ourselves and show you how much you can save with CU1!

As a uniquely Alaskan financial institution, you’ll always enjoy friendly, local and people-first service at CU1. When it comes to auto loans, we know you rely on your vehicle to conquer the Glenn Highway commute, carry you from your village to a favorite fishing spot, or make that summertime road trip a reality – which is why it’s extra important that your car or truck is affordable AND awesome!

Apply online today, and you could be approved for a better deal in minutes.

Apply Online Rates

(1) To receive a .25% APR reduction, one must qualify at CU1 for within 2% of the auto loan rate offered elsewhere. Example: If you have a rate of 10% elsewhere but qualify for 12% with CU1, we will finance the loan.25% APR lower than elsewhere at 9.75% APR. No other rate reduction offers apply. Loan term extensions may not exceed six months.
(2) Best annual percentage rate on approved credit up to 48 months. For terms greater than 48 months, best annual percentage rate is 2.99% APR on approved credit. Rate subject to change without notice. Payment Example: A 48-month loan of $20,000 at 2.25% fixed APR will have 48 monthly payments of $21.81 per $1,000 borrowed. Please see a CU1 representative for details.

NCUA Insured

Your savings are federally insured to at least $250,000 by the National Credit Union Administration and backed by the full faith and credit of the United States Government.

  • Branch Locations
  • Phone: (907) 339-9485
  • Toll-Free: (800) 478-2222
  • Routing #: 325272063
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