To join CU1, simply visit your nearest branch with a photo ID such as a driver's license or state ID card and an initial deposit of $5 into a share savings account.

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Member Service Center
(907) 339-9485
(800) 478-2222 (toll-free)

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Finance Your Alaskan Auto with CU1

Finance with CU1 for rates as low as 1.99% APR on your next Alaskan auto!*

Handy Ways to Lower Your Auto Loan Rate

At Credit Union 1, we know that life in Alaska is both dynamic and diverse. One day you’re caught in a mud hole with your vehicle, the next you’re caught in traffic. Tomorrow, you could be caught wondering if your truck can handle towing a new TOY (or your buddy who’s caught in that mud!).

Luckily, as a CU1 member, you can affordably swap out your car or truck whenever you need. With rates as low as 1.99% APR, your loan will cost less – and your vehicle will be ready to handle more!*

Here are a few handy ways to ensure you receive the lowest rate possible on your next auto loan:

  • Choose a 48 month term, and you’ll earn an automatic 1% APR savings on your loan.1
    Combine your lower loan rate with a shorter loan term, and you’ll have that balance paid down in no time.
  •  Join our e-Member program for .25% APR savings on all future auto AND toy loans!2 As part of this program, you’ll have access to online tools that make monitoring your loan balance and making payments a breeze.
  • Redeem your One for All Rewards points toward another .25% APR savings.3
    You earn points for using your membership with CU1, and these points can help you save money on future financial needs – like your next car!

Get Preapproved Now

When the midnight sun shines in Alaska, we know you don’t have time for a vehicle or loan that doesn’t suit your needs. With CU1, we can get you back out on the road in no time, with fast and affordable options to finance your purchase.

View Inventory

Ready to car shop?

Check out our CU1 owned Vehicles for great deals and the option to “make an offer.” You can even subscribe to an email alert when new items are listed, for extra convenience and time savings.

(1) Best annual percentage rate on approved credit up to 48 months. For terms greater than 48 months, best annual percentage rate is 99% APR on approved credit. Rate subject to change without notice. Payment Example: A 48-month loan of $20,000 at 1.99% fixed APR will have 48 monthly payments of $21.69 per $1,000 borrowed. Please see a CU1 representative for details.
(2) Become an e-Member and receive .25% interest rate savings on your next loan at Credit Union 1. Not valid for refinancing of existing Credit Union 1 loans. An e-Member has a Credit Union 1 spending account, e-Statements, automatic loan payments, Online Access and closes their loan electronically via DocuSign. e-Member loan interest rate savings not valid for credit cards, Real Estate and Fresh Start loans. Credit Union 1 may cancel or amend this program at any time. Other terms and conditions apply. Speak with a credit union representative for details.
(3) Only one Rewards points interest rate reduction is allowed on the life of any loan. Click here for terms and conditions of the One for All Rewards program.
NCUA Insured

Your savings are federally insured to at least $250,000 by the National Credit Union Administration and backed by the full faith and credit of the United States Government.

  • Branch Locations
  • Phone: (907) 339-9485
  • Toll-Free: (800) 478-2222
  • Routing #: 325272063
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