Recreation Loans

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Play hard in any weather! We offer up to 100% financing on loans for your toys.
Motorcycles
Cruise the ALCAN! On new and used motorcycles, we offer 100% financing on loans up to $30,000. 
Boats
Captain your own vessel! Finance up to 90% of the purchase price, retail value or surveyed value of the boat or vessel. Financing up to 180 months is available depending on your loan amount.
Personal Loans
Share & Certificate Secured Loans
Use your current Credit Union 1 savings or certificate account as collateral for a loan! Borrow up to the maximum balance in your account. Rates range from 3 to 4% over the dividend rate, and pledge of certificates are 2% over the dividend rate. Secured loans are a great credit-building and savings tool, since the money in your savings or certificate account will continue to earn dividends even though you have used that account as collateral for a loan.
Quick Cash Loans
Stretched for cash? Check out CU1's Quick Cash alternative to the payday loan. Typical payday loans are due paid in full after two weeks, often with outrageous fees. Our Quick Cash loan is a line of credit that is reusable AND lets you make affordable minimum payments. Plus, this loan can be linked to your checking account for free overdraft protection!
Check out Credit Union 1's fabulous low rates!
Education Loans
Pay for college the smart way with three great repayment options and competitive interest rates! The Credit Union 1* Smart Option Student Loan® by Sallie Mae® is an ideal solution to help bridge the gap between federal loans and the cost of your education expenses.
Features and benefits of the Smart Option Student Loan:
We offer competitive fixed interest rates in addition to our low variable interest rates, providing you even more choice and flexibility.
Borrow up to 100% of school certified education costs (minimum $1,000)
Multiple in-school repayment options available
Borrower benefits available – like rewards and interest rate reductions
Rates that reward creditworthy borrowers
Applying with a creditworthy cosigner may help you qualify and/or receive a lower rate
Fast online application. Our easy-to-complete application takes about 15 minutes.
24/7 online account management
No prepayment penalty.
To learn more or to apply, please get started here!
*We are compensated for the referral of Smart Option Student Loan customers.

Check out the fun and functional recreation loans below, so you can get outside and enjoy the wild life today!

Motorhome/RVs

Borrow up to 80% of the value on new and used motor homes, travel trailers and truck/camper combos. Financing is available up to 180 months depending on the amount of the loan.

Snow machines, ATVs and Personal Watercraft

Play hard in any weather! We offer up to 100% financing on loans for your toys.

Motorcycles

Cruise the ALCAN! On new and used motorcycles, we offer 100% financing on loans up to $30,000.

Boats

Captain your own vessel! Finance up to 90% of the purchase price, retail value or surveyed value of the boat or vessel. Financing up to 180 months is available depending on your loan amount.

Check out Credit Union 1's fabulous low rates!


Personal Loans

Apply Now

Share & Certificate Secured Loans

Use your current Credit Union 1 savings or certificate account as collateral for a loan! Borrow up to 90% of the balance in your account. Rates range from 3 to 4% over the dividend rate, and pledge of certificates are 2% over the dividend rate. Secured loans are a great credit-building and savings tool, since the money in your savings or certificate account will continue to earn dividends even though you have used that account as collateral for a loan.

Quick Cash Loans

Stretched for cash? Check out CU1's Quick Cash alternative to the payday loan. Typical payday loans are due paid in full after two weeks, often with outrageous fees. Our Quick Cash loan is a line of credit that is reusable AND lets you make affordable minimum payments. Plus, this loan can be linked to your checking account for free overdraft protection!

Personal Premium Loans

If you have a home loan with Credit Union 1, you’re eligible to apply for a Personal Premium loan! This special homeowners' loan can help finance new home furnishings, appliances, or whatever you may need. Instead of paying sky-high interest rates on a "home improvement store" credit card, the Personal Premium loan comes with a flat 6% APR*. Loan amount may range from $5,000 to $20,000, with a minimum draw of $2,000.

*Best annual percentage rate on approved credit is 6% APR, subject to change without notice. In order to apply, members will have a Credit Union 1 first mortgage, second mortgage or home equity line of credit. Other terms and conditions may apply. Speak with a credit union representative for details.

Check out Credit Union 1's fabulous low rates!

 


Education Loans

Apply Now

Pay for college the smart way with three great repayment options and competitive interest rates! The Credit Union 1* Smart Option Student Loan® by Sallie Mae® is an ideal solution to help bridge the gap between federal loans and the cost of your education expenses.

This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans. To learn more or apply, please get started by clicking here or the button above.

The Smart Option Student Loan features and benefits:

  • We offer competitive fixed interest rates in addition to our low variable interest rates, providing you even more choice and flexibility.
  • Borrow up to 100% of school certified education costs (minimum $1,000)
  • Multiple in-school repayment options available
  • Borrower benefits available – like rewards and interest rate reductions
  • Rates that reward creditworthy borrowers
  • Applying with a creditworthy cosigner may help you qualify and/or receive a lower rate
  • Fast online application. Our easy-to-complete application takes about 15 minutes.
  • 24/7 online account management
  • No prepayment penalty

*We are compensated for the referral of Smart Option Student Loan customers.

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Your savings federally insured to at least $250,000 and
backed by the full faith and credit of the United States
Government. National Credit Union Administration,
a U.S. Government Agency.
Click here to estimate your share insurance.