To join CU1, simply visit your nearest branch with a photo ID such as a driver's license or state ID card and an initial deposit of $5 into a share savings account.

Become a Member


Member Service Center
(907) 339-9485
(800) 478-2222 (toll-free)

Branch Locations


ATM Locations

Have a Question?

CU1 Mastercard Credit Cards

Low Rates and Great Rewards!

Apply Now  Current Rates 

Say Hello to Free and Instant

Link your CU1 credit card to your spending account and receive free overdraft transfers from your credit card. You can also receive cash advances safely and efficiently with our ATM cash withdrawal, ART or Online Access, as well as place funds directly into your savings accounts.

Reap the Benefits

  • Every time you use your card you receive redeemable points for our One For All Rewards program.
  • Your credit card may also serve as a low-cost option for Overdraft Protection, to help you avoid overdraft fees on your spending account.  

Feel Safe and Secure

Our free Overdraft Transfer service prepare you for life’s unexpected events. Overdraft Transfer helps prevent you from going into the negative in your spending account by transferring money from your credit card to cover the balance. With instant protection for your account, you can rest easy knowing you are prepared for a money emergency and don’t have to worry about dipping into the red zone. CU1 Mastercards® also contain Smart Chip technology, to protect your private information during in-store purchases!

Credit Cardholder Agreement and Truth in Lending Disclosure

Effective Date:
7/19/2018 and is subject to change.

Interest Rates and Interest Charges

Program Classic Secured Gold Platinum Chrome
Annual Percentage Rate (APR) for Purchases




This APR will vary with the market based on the Prime Rate plus 3.50%



APR for Balance Transfers




This APR will vary with the market based on the Prime Rate plus 3.50%



 APR for Cash Advances




This APR will vary with the market based on the Prime Rate plus 3.50%



Penalty APR and When It Applies None
How to Avoid Paying Interest on Purchases Your due date is at least 21 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and transfers on the transaction date.
For Credit Card Tips from the Consumer Financial Protection Bureau  To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at    


Program Classic Secured Gold Platinum Chrome
Annual Fee None


This fee will be assessed each year on February 18
None None None
Transaction Fees
  • Foreign Transaction
Up to 2% of the transaction amount for any card transaction made in a foreign country or currency.
Penalty Fees
  • Late Payment
  • Returned Payment


How We Will Calculate Your Balance: We use a method called "average daily balance" (including new purchases). See your account agreement for more details.

Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement.

Information is subject to change. For more information, visit, email, or call (907) 339-9485 or (800) 478-2222, or write Credit Union 1, 1941 Abbott Road, Anchorage, AK 99507. 

Apply Now  Current Rates 

Click here to view or print the Credit Cardholder Agreement


Credit Union 1 Membership required in order to obtain a Mastercard. 

NCUA Insured

Your savings are federally insured to at least $250,000 by the National Credit Union Administration and backed by the full faith and credit of the United States Government.

  • Branch Locations
  • Phone: (907) 339-9485
  • Toll-Free: (800) 478-2222
  • Routing #: 325272063
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