To join CU1, simply visit your nearest branch with a photo ID such as a driver's license or state ID card and an initial deposit of $5 into a share savings account.

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Member Service Center
(907) 339-9485
(800) 478-2222 (toll-free)

Branch Locations


ATM Locations

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Better Home Loans

Enjoy a better home loan at Credit Union 1

At Credit Union 1, we know that owning and improving one's home is important to Alaskans.

That's why we’ve enhanced our real estate team to unlock the home of your dreams in a faster and more affordable way! Enjoy speedy prequalifications, expanded equity options, locally-owned loans and more.

  • Save time. When shopping for the perfect home, time can be of the essence. CU1 loan prequalifications can now take less than 48 hours! With a prequalification letter, you’ll have added buying power in hand.

  • Enjoy extra spending money. CU1 can help you make the most of your available home equity. Cash in on your home’s value to pay for repairs, improvements or a tropical vacation! We also have non-equity options that home owners can enjoy, to help you access extra cash at a special rate.

  • Share the Alaskan pride. Our credit union is proud to own all home loans we finance. That means that by doing business at CU1, you’re helping support your local Alaskan economy and community.

Come share your home ownership dream with an expert at CU1 today!

Apply Now  Current Rates

NMLS # 537375


Discover Your Home Loan Options

First and Second Deed (Home Equity) of Trust Home Loans

Credit Union 1 is happy to offer first and second deed of trust opportunities to our members. Whether you’re buying your first home or taking advantage of the equity you’ve grown, we offer affordable options with friendly, local service.

Apply Now  Current Rates

Equity Advantage HELOCs

If you already own a home, our Equity Advantage program or a home equity line of credit (HELOC) can help turn it into a convenient source of cash. Ask us how these options can help pay-off your other debt at an affordable, low interest rate. These loans are a great choice for anything from home improvements to debt consolidation and more.

Apply Now  Current Rates

Unimproved Property/Raw Land

Dreaming of your own property or cabin in the mountains? Ask us about our fixed-rate unimproved or raw land loans. We’ll help you finance the property, spectacular scenery and all.

Apply Now  Current Rates


Refinancing your home can be a smooth and simple process at Credit Union 1, with help from our real estate experts. We’ll help you navigate loan interest rates and other items to save you money over the life of your mortgage! With a refinance, you may also free up funds for other purchases that can improve your abode.

Apply Now  Current Rates

  • Check out our Refinance Calculator to help you to decide whether or not you should refinance your current mortgage at a lower interest rate.

Home Improvement Loans

Don’t wait months to fix a broken dishwasher or move into a new home only to use lawn chairs as your couch. With CU1’s home improvement loans, we can help finance your home improvement expenses with our low interest rates and flexible terms

Apply Now  Current Rates

Non-Owner Occupied Loan

If you are looking to invest in a property without actually occupying it, Credit Union 1 has a loan for you with low interest rates and an affordable minimum down payment. Give our home loan experts a call and let us help you receive the ultimate return on your investment.

Apply Now  Current Rates

Congratulations on taking the first step to buy your new home! You’ve come to the right place!

Credit Union 1 offers its own unique program for first time homebuyers, which can save you money and provide much-needed guidance on your purchase. Plus, we don’t charge origination fees on first time home loans! With a little extra help from Credit Union 1, you’ll be holding the keys to your new home in no time.

Apply Now  Current Rates

  • Check out our Loan Calculator to help you to decide whether or not you should refinance your current mortgage at a lower interest rate.
  • For a little extra guidance, check out CU1’s Discover Financial Fitness program. We offer special “homebuyer” classes throughout the year!

Now offering VA loans! We’re happy to serve members across Alaska, and especially those who have served our country.

NCUA Insured

Your savings are federally insured to at least $250,000 by the National Credit Union Administration and backed by the full faith and credit of the United States Government.

  • Branch Locations
  • Phone: (907) 339-9485
  • Toll-Free: (800) 478-2222
  • Routing #: 325272063
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