To join CU1, simply visit your nearest branch with a photo ID such as a driver's license or state ID card and an initial deposit of $5 into a share savings account.

Become a Member


Member Service Center
(907) 339-9485
(800) 478-2222 (toll-free)

Branch Locations


ATM Locations

Have a Question?

Auto Loans

Low rates and flexible terms for easy auto loans.

We may not have the largest road system in Alaska, but you still deserve a vehicle to love, rely on and adventure with. Finance that vehicle with Credit Union 1 to enjoy a more affordable monthly payment, opportunities to lower your loan interest rate, and lots of other perks to protect your purchase! Before you enter a dealership (or meet up with someone from a classified ad), take a minute to apply for a preapproval from CU1, so you can shop with that buying power in hand.

Apply Now Current Rates 


Ways We Save You Money


Credit Union 1 auto loan rates are as low as 3.50% APR. Our loan experts can tailor the terms of your loan to meet your unique budget and lifestyle. (1)


All CU1 members are automatically enrolled in our free One for All Rewards Program. You can redeem Rewards points toward an additional interest rate reduction on your vehicle. (2)


Your vehicle is a big investment, and that's why CU1 offers both Mechanical Breakdown Protection (MBP) and Guaranteed Asset Protection (GAP).

Autopay Discount

When you request autopay or ACH transfers as your loan payment method, you are rewarded with a .25% loan interest rate discount on all auto and toy loans that you finance with us!(3)


You may have settled for a lesser deal from elsewhere with your auto loan. The switch to CU1 is quick and simple, and we'll walk you right through it.

Apply Now Current Rates 


Learn more

Wondering what your payment would be?

Credit Union 1 offers a variety of financial calculators to help you crunch numbers and determine the cost effectiveness of a new loan or refinance. Find out how much vehicle is within your budget, and then get started with a quick and easy online application.

Bonus: Our calculators aren't limited to just loans. For instance, you can project the growth of a savings account or Certificate of Deposit (CD) with these tools as well. Cha-ching!

(1) Best annual percentage rate is 3.5% APR on approved credit up to 48 months. For terms greater than 48 months, best annual percentage rate is 4.00% APR on approved credit. Rate subject to change without notice. Payment Example: A 48-month loan of $20,000 at 3.50% fixed APR will have 48 monthly payments of $22.36 per $1,000 borrowed. Please see a CU1 representative for details.
(2) Only one Rewards points interest rate discount is allowed on the life of any loan. Click here for terms and conditions of the One for All Rewards program.
(3) Autopay Discount not valid for credit cards, real estate and Fresh Start loans. Credit Union 1 may cancel or amend this program at any time. Terms and conditions apply. Speak with a credit union representative for details.

NCUA Insured

Your savings are federally insured to at least $250,000 by the National Credit Union Administration and backed by the full faith and credit of the United States Government.

  • Branch Locations
  • Phone: (907) 339-9485
  • Toll-Free: (800) 478-2222
  • Routing #: 325272063
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