Checking Accounts

All Credit Union 1 checking accounts come with free, easy access to OnLine Banking. You can also link your checking and credit card accounts for free Overdraft Protection! In addition, by swiping and signing on Debit card purchases, you’ll earn One for All Rewards points toward gift cards, a loan rate discount, and more. See our One for All Rewards Chart for details and restrictions of the One for All Rewards program.

To open a checking account with Credit Union 1, you must first open a Regular Share savings account (S1) with a minimum deposit of $5. This deposit establishes your "share" in the credit union! If you're already a CU1 member, you've already completed this step.

All checking accounts that are opened in-branch come with an instant Debit card, for immediate use.

Free Checking (S76)

Just like the title says: FREE!

  • No monthly fees
  • No required minimum balances

Super Saver Checking (S78)

This checking account gets you the best bang for your buck!

  • FREE Bill Pay
  • FREE Money Orders
  • FREE Cashier’s Checks

By maintaining a $100 balance daily, a $5 monthly fee is waived!

Premium Checking (S77)

Our most elite checking accounts. The Premium Checking earns dividends on balances over $1,000!

  • FREE Bill Pay
  • FREE Money Orders
  • FREE Cashier’s Checks
  • ATM Fee Reimbursements (three per month, up to $6)
  • Check our current dividend rates to see what you’ll earn on balances over $1,000!

By maintaining a $1,000 balance daily, the $5 Premium Checking monthly fee is waived.


New Online Access

Sign up for One for All E-mail

Your savings federally insured to at least $250,000 and
backed by the full faith and credit of the United States
Government. National Credit Union Administration,
a U.S. Government Agency.
Click here to estimate your share insurance.